Buying your first home is exciting, but it can also feel overwhelming. Between saving for a deposit, understanding government grants and comparing loan options, there’s a lot to take in. That’s why working with an experienced first home buyer loan broker in Melbourne makes the journey easier.
At Wellman Finance, we specialise in helping first home buyers navigate the process with confidence. From finding the right loan to explaining every step clearly, we’re here to make your dream of home ownership a reality.
Challenges first home buyers face
For many first home buyers, the biggest hurdles include:
A wider choice of lenders and products
Understanding loan eligibility criteria
Knowing which grants and schemes apply
Managing the stress of paperwork and lender requirements
We simplify the process so you can focus on finding your home, not worrying about the finance.
Government support for First Home Buyers in Melbourne
As a first-time buyer, you may be eligible for valuable assistance, including:
First Home Owner Grant (FHOG):
A one-off grant for eligible buyers of new homes
Stamp duty concessions:
Discounts or exemptions on stamp duty
First Home Guarantee Scheme:
Buy with as little as a 5% deposit, without paying Lenders Mortgage Insurance
Our team will guide you through the application process to make sure you don’t miss out on any benefits.
Loan options for first home buyers
We’ll help you explore a range of loans to suit your budget and goals:
Low deposit home loans:
Start with as little as 5–10% deposit
Fixed rate loans:
Lock in certainty for your first few years
Variable rate loans:
Flexibility with repayments and extra payments
Combination loans:
A mix of fixed and variable to balance security and flexibility
Why choose Wellman Finance?
Local Melbourne experts who understand the first home buyer journey
Access to 40+ lenders and hundreds of loan products
Step-by-step support, from pre-approval to settlement
Clear, simple explanations, no jargon, just straight answers
Ongoing support for refinancing or upgrading in the future
At Wellman Finance, we don’t just arrange a loan, we build lasting relationships with our clients.
How we help first Home buyers
Initial consultation:
We assess your budget and eligibility
Loan comparison:
We find the most suitable loan options
Grant & scheme guidance:
We help you apply for government support
Approval & settlement:
We manage paperwork and liaise with the lender
Ongoing support:
We’ll be here when you’re ready to refinance or upgrade
Start your home ownership journey today
If you’re ready to buy your first home in Melbourne, Wellman Finance is here to guide you every step of the way.
📞 Call us today or visit wellmanfinance.com.au. to book your free consultation.
Wellman Finance – Making home ownership possible for Melbourne’s first home buyers.
