Your home isn’t just a place to live, it’s also a powerful financial asset. Over time, as you pay down your loan and property values rise, you build up equity in your home. An equity release mortgage allows you to access that wealth and use it for important goals without selling your property.
At Wellman Finance, we help Melbourne homeowners unlock their equity safely and smartly, tailoring solutions to your needs.
What is an Equity Release Mortgage?
Equity is the difference between your property’s market value and the amount you owe on your mortgage. By refinancing or restructuring your loan, you can release some of this equity as cash.
This money can be used for:
Renovations or home improvements
Buying an investment property
Funding business opportunities
Paying for education or big expenses
Retirement planning or lifestyle needs
How Equity release works
Property Valuation:
Lender assesses the current market value of your property
Equity Calculation:
Your available equity is determined
Loan Restructure:
We arrange a new loan or top-up based on your goals
Access Funds:
Equity is released as cash, ready to use
With Wellman Finance guiding the process, it’s simple, transparent and stress-free.
Benefits of equity release
Unlock cash without selling your property
Flexible use of funds to achieve personal or financial goals
Potential tax advantages when used for investment purposes
Leverage your property wealth to grow your assets
Why choose Wellman Finance?
Melbourne-based experts with years of mortgage and refinance experience
Access to a wide panel of banks and specialist lenders
Independent, tailored advice to protect your long-term financial health
Support at every stage, from valuation to settlement
We make sure equity release is done responsibly, helping you access funds without overextending.
Is equity release right for you?
Equity release isn’t for everyone, but it can be a smart move if:
You need funds for large expenses or investments
You’ve built up significant property equity
You want to grow your wealth through property or business opportunities
Our team will review your financial situation and recommend the best option for you.
Unlock your equity today
Ready to make your property wealth work harder for you? Let Wellman Finance guide you through the equity release process.
📞 Contact us today or apply online at wellmanfinance.com.au.
Wellman Finance – Helping Melbourne homeowners unlock financial freedom.
