Get Pre-Approved
Getting pre approved is one of the most important steps in your first home buying journey. It gives you a clear understanding of how much you can borrow, helps you focus your property search and positions you as a strong and serious buyer.
Pre approval also speeds up the process when you find the right property because your financial groundwork is already complete. Sit down with your mortgage broker to identify the loan options that suit your situation. If you have less than a 20 percent deposit, you may be eligible for a First Home Guarantee loan. If you have more than 20 percent, you may have access to a wider range of lenders and products.
Being prepared early gives you confidence and clarity, helping you act quickly when the right home comes along.
Get pre‑approved to strengthen your position
This video explains why getting pre-approved is a crucial step for first home buyers. It shows how pre approval helps you understand your borrowing power, focus your property search and present yourself as a strong and prepared buyer. It also highlights how working with an independent mortgage broker, such as Wellman Finance, can help you choose the right loan, understand your deposit position and access options like the First Home Guarantee if you have less than a 20 percent deposit. With the groundwork complete, you are ready to act quickly and confidently when the right property appears.
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Download your free first home buyer guide
Buying your first home is exciting but can feel overwhelming. This guide breaks the process into clear, practical steps so you can move forward with confidence. With the right preparation, your first home is closer than you think.
